Frequently Asked Questions

Why is my Federal Pacific Electric/Zinsco panel marked as a safety concern?

https://www.youngalfred.com/homeowners-insurance/will-a-federal-pacific-panel-pass-inspection

https://www.washingtonpost.com/lifestyle/home/despite-previous-safety-concerns-this-circuit-breaker-is-still-in-homes/2018/05/08/8927af86-4ef9-11e8-b725-92c89fe3ca4c_story.html

https://hinarratives.com/wp-content/uploads/sites/176/2018/11/FPE-Hazards-Revised-070525.pdf

https://www.nachi.org/electrical-service-panels.htm

Why are the aluminum wires a hazard?

https://www.nachi.org/aluminum-wiring.htm

https://www.startribune.com/hazards-with-aluminum-wiring/509576432/

https://thecraftsmanblog.com/is-aluminum-wiring-dangerous/

https://www.familyhandyman.com/article/aluminum-wiring-can-be-hazardous-heres-what-to-do-about-it/

Why don’t I get wind mitigation credits?

https://www.linkedin.com/pulse/wind-mitigation-credits-how-know-report-youre-looking-chris-euart

https://windmitsolutions.com/why-did-my-wind-mitigation-inspection-not-give-me-any-discounts-2/

https://www.kin.com/blog/fl-wind-mitigation-breakdown

Why do I need documentation for all the windows?

https://www.floridabuilding.org/fbc/publications/fact_sheets_0307/windowsystems061506revised.pdf

What does SWR mean? How do I prove I have it?

https://www.capinspections.com/swr-vs-swb/

Why is my fuse panel considered unsafe?

https://www.latimes.com/archives/la-xpm-1998-nov-29-re-48768-story.html

What is cloth wiring?

https://pennaelectric.com/electrician-blog/what-is-cloth-wiring-why-you-shouldnt-have-it/

https://www.kilowatthvac.com/blog/electrical/worried-about-cloth-wiring/

https://inspectapedia.com/electric/Old-Fabric-Insulated-Electrical-Wire-ID.php

Why is polybutylene considered unsatisfactory?

https://redcapplumbing.com/help-guides/tips/should-i-buy-a-florida-house-with-polybutylene-pipes

https://bestplumbers.com/dangers-of-polybutylene-pipe

What is the big deal with a little mold?

https://www.nytimes.com/2001/10/07/realestate/your-home-the-dangers-of-mold-in-homes.html

https://www.healthline.com/health/mold-in-house#bottom-line

https://www.cdc.gov/mold/faqs.htm

https://www.everydayhealth.com/healthy-living/healthy-home/hidden-dangers-black-mold/

Why can’t I get the HIP ROOF credit?

http://rtcinsuranceadvisors.com/blog/2012/06/21/homeowners-insurance-what-is-the-difference-between-a-hip-vs-a-gable-roof/

https://vertecroofing.com.au/hip-roof-vs-gable-roof/

Why do I need to replace wood affected by wood rot / wood fungus?

https://www.mcclurgteam.com/blog/bid/78382/What-Every-Homeowner-Should-Know-About-Dry-Rot

Good references:

https://www.citizensfla.com/documents/20702/31330/Wind+Mitigation+Feature+Documentation+Guidelines/95ad04f0-7e78-4fa1-b745-73ae01e409ac

https://rossmiami.com/new-four-point-inspection-requirements-florida-homeowners-insurance/

https://inspectapedia.com/electric/Old-Fabric-Insulated-Electrical-Wire-ID.php

Garage doors impact determinationhttps://www.danddgaragedoors.com/how-do-i-know-if-my-garage-door-is-hurricane-rated/

https://www.clopaydoor.com/residential/windcode-residential-information/florida-windcode

Double taps https://eavensonelectric.com/2016/08/double-tapping-breakers-what-is-it-and-why-is-it-dangerous/

Aluminum wiring https://eavensonelectric.com/services/aluminum-wiring-rejuvenation/

Roof to wall attachments: https://www.howtolookatahouse.com/Blog/Entries/2018/7/what-is-the-difference-between-a-toe-nail-clip-single-wrap-and-double-wrap-for-the-wind-mitigation-form.html